How much money do I need to quit my job?
Add up your monthly costs, including health cover and taxes, then multiply by how many months of runway you want. Most advisors say three to six months, and more if you are starting a business. Our calculator does the math with your own numbers.
How does this calculator work?
It adds up your monthly bills, then adds a tax cushion and a surprise cushion on top. The result is the money you'd need coming in each month, without a job, to keep your life the same.
What counts as passive income?
Money that keeps coming in after the first setup work is done. Think AI accounts that trade for you, digital products, affiliate links and faceless content. Most people stack a few small streams instead of betting on one.
What should I do with my number?
Break it into smaller goals. Covering your phone bill first is a real win. Then rent. Then everything. If you want to see how hands free AI trading fits in, grab the free guide or read our passive income ideas.
Not sure which style fits you? Take the passive income quiz.
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