How can I save money on groceries?
- Plan your week around the store's sale flyer, not the other way around.
- Buy the store brand. It is often made in the same factories as the name brand.
- Shop with a list and eat before you go. Hungry shopping costs money.
- Check the unit price on the shelf tag so you compare cost per ounce, not per box.
- Stack a store coupon, a cash back app and a rewards card on the same trip.
- Cook a bigger batch twice a week and eat leftovers so less food gets thrown out.
Do cash back apps actually pay?
Yes. A cash back app gives you a little money back on things you already buy, like groceries, gas, takeout and online orders. One purchase is small. A whole year of regular spending adds up. The trick is to use them on purchases you were going to make anyway, never as a reason to buy more. Save Club members also get cash back at many stores in one place, so you are not juggling five apps.
What are other easy ways to save money?
- List every subscription on your bank statement and cancel the ones you forgot about.
- Call your car and home insurance once a year and ask for a better rate, or get two quotes.
- Switch to a cheaper phone plan. Many prepaid plans use the same big networks.
- Use a 48 hour rule on anything you did not plan to buy.
- Move whatever you save each month into a separate account so it does not get spent.
How do I lower my electric bill?
Summer: raise the thermostat a few degrees, run ceiling fans, close blinds on sunny windows, and run the dryer and dishwasher at night.
Winter: lower the thermostat when you sleep or leave, seal drafts around doors and windows, and open curtains on sunny days for free heat.
Apartment: you can still switch to LED bulbs, use a smart power strip for the TV and computer, wash clothes in cold water, and clean the AC filter if you have access to it.
Also ask your power company about budget billing, off peak rates and free energy audits. Save Club also has a program aimed at lowering your electric bill.
How do I lower my cable bill?
- Call and ask for the retention or loyalty department. Say you are thinking about canceling and ask what offers they have.
- Return rented boxes and modems you do not need, or buy your own modem.
- Drop premium channels and add ons you rarely watch.
- Swap cable for one or two streaming services and pause them between shows.
Are bill negotiation services worth it?
They can be if you hate making those calls. A bill negotiation service contacts providers like internet, cable and phone companies and asks for a lower rate for you. Many take a share of what they save, so read the fee first. Save Club includes bill negotiation as part of the membership, so you can hand that job off.
Which restaurants have senior or AARP discounts?
Lots of chains and local spots give senior discounts, and AARP members can get deals at select restaurants. The offers change often and can vary by location, so always ask before you order, and check the current AARP list. Not a senior? Restaurant discount programs and dining clubs can still get you deals when you eat out. Save Club members get restaurant discounts too.
Is a discount travel club worth it?
If you take even one or two trips a year, it can be. A discount travel club gives members lower rates on hotels, rental cars and vacations. Before you book, compare the member price to a regular booking site so you know the savings are real.
Want it all in one place?
Save Club bundles restaurant, travel and shopping discounts, cash back, bill negotiation and a lower electric bill program into one membership. Many members use it to cut a few bills at once instead of chasing every deal on their own.
See How Save Club Works →Savings vary by member, location and what you use.
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