THE NO JOB LIFESTYLEPrefer to read? The full video is written out below.
A normal day
Here is what that looks like on a normal day. First, pulling and reading reports from all three bureaus, line by line. Wrong balances, wrong dates, accounts that are not the client's, and duplicates. Second, writing disputes for the items that look wrong, one clear reason per item.
Third, tracking the answers. The bureaus generally have about 30 days to investigate, so a specialist keeps a calendar of every dispute. Fourth, keeping clients updated. People are stressed about money, so clear and honest updates matter as much as the paperwork. And fifth, teaching habits. Paying on time and keeping card balances low help a report long after the disputes are done.
The rules
Now the part people skip. The rules. The Fair Credit Reporting Act gives people the right to dispute inaccurate information. The Credit Repair Organizations Act sets rules for companies in this field, including when they can take payment. Many states add their own rules, and some ask for a registration or a bond. So anyone running their own company has to check their state first.
And a specialist can never promise a certain score or a removal. Accurate information can stay on a report, and results vary.
Two ways in
So how do people get into this work? There are two ways. The first way is your own company. You learn the rules, set up the business, buy software, do the disputes yourself, and find your own clients. The second way is partnering with a program that already does the work. You focus on finding people who need help, and a team does the credit work.
This is the page those people see, with the price and the refund promise written out before anyone buys. A customer pays $500 for a credit education package that comes with free credit repair. You earn $200 on that sale. The team does the credit work. You never read a report or send a dispute. Your job is sending people who want help.
To be fair, there is a trade. You do not own a company with your own clients and pricing. You earn per sale. Results vary, and many people who join never make a sale. Nobody can promise you income.
Next step
Click the link on this page, enter your email, and we will take you to the free signup.
Questions people ask
Is it free to start?
Yes. Signing up costs nothing, and there is no software to buy. Results vary, and many people who join never make a sale.
Who does the credit work?
The team does the credit work. You never read a report or send a dispute. Your job is sending people who want help.
How do you get paid?
A customer pays $500 for a credit education package that comes with free credit repair, and you earn $200 on that sale. Nobody can promise you income.
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